Lestari, N. A., & Abdurrahman Sadikin. (2023). Schutz’s Phenomenological Study on Debtors of the Gapura Karomah Program, Tanah Laut Regency, Indonesia. Open Access Indonesia Journal of Social Sciences, 6(4), 1039-1047. https://doi.org/10.37275/oaijss.v6i4.169